30 articles
Compare health insurance plans, understand deductibles and premiums, and find affordable coverage for you and your family.
How small businesses can offer health insurance for 2027: group plans, QSEHRA and ICHRA compared, what coverage costs, the SHOP tax credit, and the November 15 to December 15 window that waives participation rules.
A high-deductible health plan (HDHP) costs less each month and unlocks an HSA, but you pay more before coverage kicks in. A PPO costs more upfront and less when you need care. How to compare the two at open enrollment, with worked numbers.
An HSA is yours to keep and invest but needs a high-deductible plan. An FSA works with almost any plan but is mostly use-it-or-lose-it. How the two accounts differ, which one fits you, and when you can have both.
Original Medicare covers almost no dental care. Here is how Medicare Advantage dental, stand-alone plans and discount plans compare, and how to pick the right one.
How dental coverage works in Florida, from employer and stand-alone plans to Medicaid, Florida KidCare and discount plans, with the plan terms that decide what you pay.
Many dental plans exclude or limit implants. Here is what makes a plan good for implants, how the missing tooth and alternate benefit clauses work, and when medical insurance helps.
Where children's dental insurance comes from, what the Affordable Care Act's pediatric dental benefit covers, how Medicaid and CHIP fit in, and what braces and sealants really cost.
How dental insurance covers a root canal, why the crown afterwards is often the bigger bill, and how waiting periods, annual maximums and coinsurance tiers change what you pay.
Most veterans do not qualify for free VA dental care. Here is who does, how VADIP works for everyone else, and where TRICARE dental and FEDVIP fit for families and retirees.
A guide to dental insurance in Illinois, from employer and individual plans to Get Covered Illinois, Medicaid, All Kids and the state's school dental exam requirement.
What the best dental insurance with no waiting period actually looks like, the four legitimate ways to avoid waiting periods, and the trade-offs hidden in plans that promise immediate coverage.
How dental insurance works in Texas, why dental HMOs are so common here, what Texas Medicaid and CHIP cover, and how to judge which plan is best for you.
Health insurance has more jargon than any other kind of cover: deductibles, out-of-pocket maximums, networks, COBRA and Medicare. This section turns it into plain English so you can choose a plan and use it without nasty surprises.
Start here. Health insurance terms explained is the foundation. Then read what is a deductible?, deductible vs out-of-pocket maximum and HMO vs PPO.
Between jobs. How to get health insurance without a job, how much COBRA costs and how long COBRA lasts cover the options and deadlines when work-based coverage ends. Young adults should read staying on a parent’s plan until 26.
Medicare and Medicaid. Medicare vs Medicaid explains who qualifies for which, and can you get Medicare at 62? answers a very common early-retirement question. For this year’s changes, see our news coverage of Medicare 2027.
Dental. Our dental guides cover implants, root canals, plans with no waiting period, seniors on Medicare and veterans.
Every guide is checked against official sources such as HealthCare.gov, CMS and the Department of Labor. Plans differ, so always confirm details in your own plan documents before making a decision.
