48 articles
Pet insurance comparisons and guides for dogs and cats, covering accident and illness plans, costs and pre-existing conditions.
An honest Embrace Pet Insurance review based on Embrace's own policy terms: what it covers, the 180-day orthopedic wait and how to waive it, the Healthy Pet Deductible, dental limits, logging in to MyEmbrace, claims and cancellation.
Is Lemonade pet insurance good? An honest review based on Lemonade's own FAQ: what the base policy covers, which add-ons you need, waiting periods, cruciate ligament rules, curable pre-existing conditions, discounts, claims and cancelling.
An honest MetLife Pet Insurance review based on MetLife's own sample policy: what it covers, the shrinking deductible, waiting periods, how to log in to MyPets, how to file a claim, and how to cancel.
Cat dental insurance covers dental disease and injury, not routine cleaning. Cats also get dental diseases dogs rarely do, and some policies exclude a common feline treatment. Here is what real policies say and how to keep dental cover valid.
Pet insurance usually covers prescription medication for a covered accident or illness, but prescription food, supplements and preventives are where policies split. Here is what two real policies say, with worked examples for long-term meds.
Dog life insurance is real, but it is not what most owners think. It pays a dog's market value if it dies, and it is built for breeding, show and working dogs. Here is how it works, what it costs, and the better options for a family pet.
Dog walking insurance starts with general liability, but that policy usually excludes the dogs themselves. Here is the full set of cover a dog walker needs, real 2026 cost data, and how to avoid paying for what you do not need.
Fetch pet insurance is cancelled by phone, and the cancellation does not take effect the day you call. Here is how the end date is set, how refunds work, and what to check before you end your policy.
You can cancel Spot pet insurance by phone, email or in writing. Here is exactly how, how the 30-day money-back guarantee and pro-rated refunds work, and the mistakes that cost people coverage.
You can still insure an older cat, and some insurers have no upper age limit. The catch is that the conditions of feline old age are mostly chronic, so timing decides almost everything. Here is how to judge whether senior cat insurance is worth it.
Kentucky has heavy tick-borne disease pressure, rising heartworm risk and no pet-insurance-specific state law. Here is what that means for coverage, which policy terms to check, and how to buy well in the Bluegrass State.
Montana passed its own Pet Insurance Act in 2025, capping waiting periods at 30 days and banning them for accidents. Here is what that means for buyers, plus the Montana risks that drive real claims.
Pet insurance reimburses vet bills, but how much it pays depends on waiting periods, pre-existing condition rules, annual limits and the fine print on exams and dental care. This section explains all of it and shows what cover costs in different states.
Start here. The pet insurance cost guide explains what you’ll pay and what drives the price, and pet insurance by state shows why the same dog can cost twice as much across a state line.
What’s covered. The most common questions each have their own answer: medication, vaccines, neutering, dental care for dogs and for cats, and whether any policy starts immediately.
Choosing a plan type. Compare accident-only cover with full accident-and-illness plans, and see what puppy wellness plans really are. Cat owners should read cat insurance explained and insurance for senior cats.
Insurers. We explain how to cancel Fetch and Spot, and what happened to VPI, now Nationwide.
State guides. Local disease risks, vet prices and specialist access vary a lot. Our state guides, from Alabama to Wisconsin, explain what matters where you live.
Policy details come from insurers’ published sample policies wherever possible. Always read your own policy’s waiting periods and exclusions before enrolling.
