17 articles
Health Insurance guides, page 2 of 2.
health insuranceYour deductible is where the plan starts helping. Your out-of-pocket maximum is where it takes over completely. What sits between them, and what counts.
health insuranceSix routes to coverage when you have no employer plan, how long you can stay on a parent's insurance, and how quickly Medicaid actually approves.
health insuranceThe real difference between an HMO and a PPO, whether your policy number is your member ID, and what out-of-network actually costs you.
health insuranceMedicare is age-based and federal. Medicaid is income-based and run by your state. Why you can have both, and why you cannot get Medicare at 62.
health insurancePremiums, deductibles, copays, coinsurance and the out-of-pocket maximum, explained with worked examples showing exactly how a year of medical bills settles.