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insurance newsFlorida homeowners insurance rates are finally coming down. Citizens cut rates an average 8.7%, more private insurers won approval for decreases in September 2026, and Citizens has shrunk to about 247,000 policies. Why rates are falling and how to make sure your premium drops too.
insurance newsThe 2027 health FSA limit is expected around $3,500 when the IRS announces it this fall, while the dependent care FSA limit stays at its new $7,500. The rules, deadlines and how much an FSA can save you before open enrollment.
insurance newsDeer season is here: October to December brings 41% of animal-collision claims. What to do right after you hit a deer, whether it is a comprehensive or collision claim, if liability covers it, and whether your rates will go up.
insurance newsThe IRS has set 2027 HSA contribution limits at $4,500 for self-only and $9,000 for family coverage, with a $1,000 catch-up at 55. The 2027 HDHP rules, who can now contribute, key deadlines, and how to get the most from your HSA.
insurance newsSenators Warren and Hawley are questioning State Farm, Allstate, USAA and three other insurers about claims closed without payment. Why claims get denied, how to appeal, and where to complain if your insurer won't pay.
insurance newsInsurers are dropping Medicare Advantage plans for 2027. About 600,000 Humana members alone are losing their plan, and Florida has 51 fewer plans. Your special enrollment and Medigap rights, key deadlines, and how to choose a new plan.
insurance newsThe 2027 Social Security COLA is announced October 14, 2026, with forecasts around 3.5% to 3.6%. Here is what it could add to your check, how much the projected Medicare Part B increase takes back, and what the hold-harmless rule protects.
insurance newsState Farm Mutual is paying a $5 billion dividend to auto customers, averaging about $100 per vehicle. Who qualifies, how the amount is calculated, how to check your payment status, taxes, and how to avoid dividend scams.
insurance newsNational car insurance prices are flat to falling in late 2026, yet many drivers are getting higher renewals. Here is where rates are rising, the 12 most common reasons your own bill went up, and how to bring it back down.
insurance newsOpen enrollment for 2027 ACA coverage runs November 1, 2026 to January 15, 2027. Premiums are rising again, the enhanced subsidies are still gone, and some insurers are leaving. Here is what to expect and how to pay less.
insurance newsThe California FAIR Plan's 29.1% average rate increase takes effect October 15, 2026. Who pays more, who may pay less, why it happened, and what homeowners can do before their renewal.
insurance newsMedicare open enrollment runs October 15 to December 7, 2026. The projected 2027 Part B premium, Part D's higher deductible and out-of-pocket cap, falling Medicare Advantage premiums, and how to choose a plan.