62 articles
Browse 62 independent guides about insurance premiums: plain-English explainers, worked examples and tips for comparing insurance coverage.
Medicare's Extra Help program sets 2027 copays at up to $5.80 for generics and $14.40 for brand-name drugs, with a $0 deductible. Who qualifies, the 2026 income limits and how to apply before open enrollment ends.
Medicare Savings Programs can pay your $202.90 Part B premium and more. The 2026 QMB, SLMB and QI income and asset limits, which states allow more, and how to apply before 2027.
A high-deductible health plan (HDHP) costs less each month and unlocks an HSA, but you pay more before coverage kicks in. A PPO costs more upfront and less when you need care. How to compare the two at open enrollment, with worked numbers.
State Farm and Allstate have filed to resume writing new California home insurance, but approval isn't here yet. How to get home insurance in a California high fire risk area now, from the FAIR Plan to wildfire discounts, and what the new filings could mean for you.
Car insurance prices fell 5.1% in a year, and some insurers are paying dividends. Every way to get a car insurance refund: cancelling mid-term, overpayments, selling your car, dividends, gap insurance, and whether a government car insurance refund exists.
OPM says federal employees and retirees will pay 10.9% more on average for FEHB in 2027, and Postal enrollees 8.2% more for PSHB. Open Season runs November 9 to December 14, 2026. Here are the numbers, the nine plans leaving, the new GLP-1 rules and how to compare FEHB plans.
Florida regulators approved an average 12.8% renters insurance rate cut from American Modern Home Insurance Company, effective October 11, 2026. Who gets it, the county-by-county cuts, whether renters insurance covers hurricane damage in Florida, and how to lower your premium.
Fewer employers cover GLP-1 weight-loss drugs, and 14% have dropped or plan to drop them by 2027. How to check whether your insurance covers Wegovy or Zepbound, why claims get denied, how to get coverage approved, and what it costs if you pay cash.
Insurers are dropping Medicare Advantage plans for 2027. About 600,000 Humana members alone are losing their plan, and Florida has 51 fewer plans. Your special enrollment and Medigap rights, key deadlines, and how to choose a new plan.
The 2027 Social Security COLA is announced October 14, 2026, with forecasts around 3.5% to 3.6%. Here is what it could add to your check, how much the projected Medicare Part B increase takes back, and what the hold-harmless rule protects.
National car insurance prices are flat to falling in late 2026, yet many drivers are getting higher renewals. Here is where rates are rising, the 12 most common reasons your own bill went up, and how to bring it back down.
Open enrollment for 2027 ACA coverage runs November 1, 2026 to January 15, 2027. Premiums are rising again, the enhanced subsidies are still gone, and some insurers are leaving. Here is what to expect and how to pay less.
