How to Get Health Insurance Without a Job (and the Age 26 Rule)
Six routes to coverage when you have no employer plan, how long you can stay on a parent's insurance, and how quickly Medicaid actually approves.
62 articles
Page 3 of 6 of our guides about insurance premiums: plain-English explainers, worked examples and tips for comparing insurance coverage.
Six routes to coverage when you have no employer plan, how long you can stay on a parent's insurance, and how quickly Medicaid actually approves.
Arizona sets some of the lowest liability minimums in the country and lets riders filter. Why the minimums are dangerous and what heat does to a claim.
What motorcycle insurance costs and what each state actually requires. Why Florida is different, what average premiums reflect, and how riding season changes price.
Colorado now permits limited lane filtering, sits in the worst hail belt in the country, and sends riders over passes. All three change what to carry.
Florida does not require liability insurance to register a motorcycle. What the financial responsibility law actually demands after a crash, and why it still matters.
Georgia requires every rider to wear a helmet regardless of age, which changes injury outcomes and what your policy has to absorb. What to carry in metro traffic.
Massachusetts is a no-fault state that excludes motorcycles from PIP. Compulsory uninsured motorist cover, a universal helmet law and a short riding season.
Michigan motorcycles sit outside no-fault, so your own policy pays no PIP. Where your medical benefits actually come from, and why that changes what to buy.
Ohio riders park the bike for months, and cancelling the policy to save money is the most expensive mistake available. Lay-up cover, novice helmet rules and deer.
Pennsylvania's limited tort election does not bind motorcyclists, and motorcycles are exempt from the medical benefits requirement. Both change what to buy.
Texas lets riders over 21 go without a helmet only if they carry $10,000 of medical coverage. How that works, what the state requires, and what to buy above it.
Alabama sits in the highest heartworm belt in the country and never gets a winter that kills parasites. What that does to claims, and what a policy should cover.