62 articles
Page 2 of 6 of our guides about insurance premiums: plain-English explainers, worked examples and tips for comparing insurance coverage.
The California FAIR Plan's 29.1% average rate increase takes effect October 15, 2026. Who pays more, who may pay less, why it happened, and what homeowners can do before their renewal.
Medicare open enrollment runs October 15 to December 7, 2026. The projected 2027 Part B premium, Part D's higher deductible and out-of-pocket cap, falling Medicare Advantage premiums, and how to choose a plan.
Fetch pet insurance is cancelled by phone, and the cancellation does not take effect the day you call. Here is how the end date is set, how refunds work, and what to check before you end your policy.
You can cancel Spot pet insurance by phone, email or in writing. Here is exactly how, how the 30-day money-back guarantee and pro-rated refunds work, and the mistakes that cost people coverage.
You can still insure an older cat, and some insurers have no upper age limit. The catch is that the conditions of feline old age are mostly chronic, so timing decides almost everything. Here is how to judge whether senior cat insurance is worth it.
Kentucky has heavy tick-borne disease pressure, rising heartworm risk and no pet-insurance-specific state law. Here is what that means for coverage, which policy terms to check, and how to buy well in the Bluegrass State.
Montana passed its own Pet Insurance Act in 2025, capping waiting periods at 30 days and banning them for accidents. Here is what that means for buyers, plus the Montana risks that drive real claims.
Colorado renters face the country's worst hail belt and a wildfire risk that reached the suburbs. What a standard policy covers here, and the gaps to close.
Motorcycle premiums range from under $200 to over $2,000 for the same rider. What actually drives the spread, and the levers that reliably cut it.
Cats cost less to insure and get sick in different ways. Urinary blockage, kidney disease and why an indoor cat still needs cover.
COBRA costs the full group premium plus a 2% fee, which is usually three to five times what was coming out of your paycheck. The real numbers and the deadlines.
Your deductible is where the plan starts helping. Your out-of-pocket maximum is where it takes over completely. What sits between them, and what counts.
