61 articles
Browse 61 independent guides about saving money: plain-English explainers, worked examples and tips for comparing insurance coverage.
Medicare open enrollment runs from October 15 to December 7, 2026, and new coverage starts January 1, 2027. What you can change, what you can't, the January to March second chance, and how to compare plans before the deadline.
Original Medicare lets you see any doctor that takes Medicare but has no out-of-pocket cap without Medigap. Medicare Advantage costs less up front but uses networks and prior authorization. How they compare on cost, coverage and flexibility, the downsides of each, and how to choose for 2027.
Renters insurance in Florida averages about $150 a year, from $129 in Sarasota to $232 in Hialeah. What it costs, whether it's required, how hurricane deductibles work, why flood needs a separate policy, and how to pay less.
Employer-sponsored health insurance covers 154 million people. Here is how premiums are split, the tax breaks, the ACA rules employers must follow, the 2027 affordability test, and what happens when you leave a job.
Liability-only car insurance pays for damage and injuries you cause to others, not your own car. Here is what it covers, how much it saves, how to choose limits, and a simple test for when to drop full coverage.
Who qualifies for Medicaid, the 2026 income limits by household size, the new work requirements starting January 1, 2027, and a step-by-step guide to applying and staying covered.
Medicare Part D covers the prescription drugs you take at home. Here is what it covers and excludes, the 2027 deductible and $2,400 cap, why stand-alone plans are shrinking, the newly negotiated drug prices, and how to choose a plan by December 7.
Plan G covers almost everything after the Part B deductible; Plan N trades small copays and excess-charge risk for a lower premium. Here is what Medigap is, the 2027 numbers, and a worked break-even comparison.
You can apply for Medicare three months before the month you turn 65. Here is how the seven-month Initial Enrollment Period works, who is signed up automatically, when working past 65 lets you wait, and what a late start costs.
Medicare's Extra Help program sets 2027 copays at up to $5.80 for generics and $14.40 for brand-name drugs, with a $0 deductible. Who qualifies, the 2026 income limits and how to apply before open enrollment ends.
Medicare Savings Programs can pay your $202.90 Part B premium and more. The 2026 QMB, SLMB and QI income and asset limits, which states allow more, and how to apply before 2027.
How small businesses can offer health insurance for 2027: group plans, QSEHRA and ICHRA compared, what coverage costs, the SHOP tax credit, and the November 15 to December 15 window that waives participation rules.
