55 articles
Articles tagged "insurance basics", page 3 of 5.
life insuranceA straightforward claim on a policy over two years old commonly settles in thirty to sixty days. What causes the delays is entirely predictable, and mostly avoidable.
health insuranceFederal rules set the outer limits and most applications are decided sooner. What actually causes delay is missing verification, and it is almost entirely avoidable.
health insuranceThe duration depends on which qualifying event triggered it, and two extensions can lengthen it. The election deadline is where most people go wrong.
life insuranceLife insurance is not an investment and it is not for everyone. The test is simple: does anybody depend on your income or your unpaid work? Everything else follows from that.
life insuranceWhole life bundles protection with savings, and the bundling costs money. Where it genuinely earns its place is narrow, specific, and not what it is usually sold for.
business insuranceA landscaper works on somebody else's land with equipment that throws objects and chemicals that drift. General liability alone does not answer either of those.
life insuranceYou need an insurable interest and you need their consent. Both are absolute, and everything else about insuring a parent follows from those two requirements.
life insuranceA cancer diagnosis narrows the market rather than closing it. What is available during treatment, what opens up after remission, and the products that ask no questions.
car insuranceAn SR-22 is not insurance. It is a filing your insurer makes for you, and a non-owner policy is how you get one without a car. Here is how the pieces fit.
home insuranceIndiana renters pay some of the lowest premiums in the country and have some of the weakest statutory remedies against a landlord. That combination changes what you should buy.
business insuranceFlorida sets workers compensation thresholds that differ by industry, and its property market is unlike anywhere else. Both change how a small business should buy.
business insuranceIllinois requires workers compensation from the first employee and has a privacy statute that has produced enormous claims against ordinary businesses using fingerprint clocks.