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Insurance guides page 2 of 21. Expert-written insurance guides, comparisons, tips and calculators.
State Farm and Allstate have filed to resume writing new California home insurance, but approval isn't here yet. How to get home insurance in a California high fire risk area now, from the FAIR Plan to wildfire discounts, and what the new filings could mean for you.
An honest Embrace Pet Insurance review based on Embrace's own policy terms: what it covers, the 180-day orthopedic wait and how to waive it, the Healthy Pet Deductible, dental limits, logging in to MyEmbrace, claims and cancellation.
Flood zone X doesn't require flood insurance, but nearly a third of flood claims come from outside high-risk zones. What zone X means, shaded vs unshaded, zone X vs zone AE insurance rates, and how to decide whether to buy flood insurance.
No, Florida has not repealed PIP. The 2026 bill to end no-fault died in committee, so PIP is still required. How Florida PIP insurance works, the 14-day rule, who pays for car damage in a no-fault state, filing two PIP claims, and what could change in 2027.
Is Lemonade pet insurance good? An honest review based on Lemonade's own FAQ: what the base policy covers, which add-ons you need, waiting periods, cruciate ligament rules, curable pre-existing conditions, discounts, claims and cancelling.
CMS released the 2027 Medicare Advantage and Part D star ratings on October 8, 2026. Fifteen plans earned 5 stars, down from 22. What Medicare star ratings are, how they are calculated, the 5-star special enrollment period, and how to use the ratings during open enrollment.
An honest MetLife Pet Insurance review based on MetLife's own sample policy: what it covers, the shrinking deductible, waiting periods, how to log in to MyPets, how to file a claim, and how to cancel.
Car insurance prices fell 5.1% in a year, and some insurers are paying dividends. Every way to get a car insurance refund: cancelling mid-term, overpayments, selling your car, dividends, gap insurance, and whether a government car insurance refund exists.
Car insurance covers flood damage only if you have comprehensive coverage. What to do if your car was in a flood, whether flood damage is repairable or a total loss, how claims are paid, and how to tell if a used car was flooded.
Hurricane Isaias is heading for the Gulf Coast. What homeowners insurance covers in a hurricane, how hurricane deductibles work, why flood is separate, and a step-by-step guide to filing a hurricane insurance claim in Florida, Alabama, Mississippi and Louisiana.
OPM says federal employees and retirees will pay 10.9% more on average for FEHB in 2027, and Postal enrollees 8.2% more for PSHB. Open Season runs November 9 to December 14, 2026. Here are the numbers, the nine plans leaving, the new GLP-1 rules and how to compare FEHB plans.
Florida regulators approved an average 12.8% renters insurance rate cut from American Modern Home Insurance Company, effective October 11, 2026. Who gets it, the county-by-county cuts, whether renters insurance covers hurricane damage in Florida, and how to lower your premium.
