49 articles
Browse 49 independent guides about car insurance: plain-English explainers, worked examples and tips for comparing insurance coverage.
On most health insurance cards, the policy number is the member ID. Here is where to find your policy number on health, dental, Medicare, car, home and life insurance, how it differs from the group number, and what to do if you have lost your card.
Liability-only car insurance pays for damage and injuries you cause to others, not your own car. Here is what it covers, how much it saves, how to choose limits, and a simple test for when to drop full coverage.
No, Florida has not repealed PIP. The 2026 bill to end no-fault died in committee, so PIP is still required. How Florida PIP insurance works, the 14-day rule, who pays for car damage in a no-fault state, filing two PIP claims, and what could change in 2027.
Car insurance prices fell 5.1% in a year, and some insurers are paying dividends. Every way to get a car insurance refund: cancelling mid-term, overpayments, selling your car, dividends, gap insurance, and whether a government car insurance refund exists.
Car insurance covers flood damage only if you have comprehensive coverage. What to do if your car was in a flood, whether flood damage is repairable or a total loss, how claims are paid, and how to tell if a used car was flooded.
Deer season is here: October to December brings 41% of animal-collision claims. What to do right after you hit a deer, whether it is a comprehensive or collision claim, if liability covers it, and whether your rates will go up.
Senators Warren and Hawley are questioning State Farm, Allstate, USAA and three other insurers about claims closed without payment. Why claims get denied, how to appeal, and where to complain if your insurer won't pay.
State Farm Mutual is paying a $5 billion dividend to auto customers, averaging about $100 per vehicle. Who qualifies, how the amount is calculated, how to check your payment status, taxes, and how to avoid dividend scams.
National car insurance prices are flat to falling in late 2026, yet many drivers are getting higher renewals. Here is where rates are rising, the 12 most common reasons your own bill went up, and how to bring it back down.
You can usually withdraw an insurance claim before it is paid, but the record may stay on your claims history. Here is when cancelling makes sense, how to do it, and when you cannot.
Florida does not require insurance on a standard golf cart, but it does on a low-speed vehicle. Here is the difference, what golf cart insurance covers, what it costs and why your homeowners policy may not help.
An insurance score is a credit-based number insurers use to help price car and home insurance. Here is how it differs from your credit score, what goes into it, which states ban it, and how to improve it.
