78 articles
Page 2 of 7 of our guides about comparing quotes: plain-English explainers, worked examples and tips for comparing insurance coverage.
Open enrollment for 2027 ACA coverage runs November 1, 2026 to January 15, 2027. Premiums are rising again, the enhanced subsidies are still gone, and some insurers are leaving. Here is what to expect and how to pay less.
Medicare open enrollment runs October 15 to December 7, 2026. The projected 2027 Part B premium, Part D's higher deductible and out-of-pocket cap, falling Medicare Advantage premiums, and how to choose a plan.
Cat dental insurance covers dental disease and injury, not routine cleaning. Cats also get dental diseases dogs rarely do, and some policies exclude a common feline treatment. Here is what real policies say and how to keep dental cover valid.
VPI was America's first pet insurer, the company that insured Lassie. It now operates as Nationwide. Here is the full story, where the old VPI login went, and what legacy policyholders should check.
An insurance agent represents one or more insurers; a broker represents you. Here is how captive agents, independent agents and brokers differ, how each gets paid, and which one to use.
An insurance underwriter decides whether to insure you, on what terms and at what price. Here is what they look at, how long underwriting takes, and how to get through it faster.
How dental insurance works in Texas, why dental HMOs are so common here, what Texas Medicaid and CHIP cover, and how to judge which plan is best for you.
Alabama is one of a handful of states using pure contributory negligence. If you are one percent responsible, you recover nothing. That should change what you buy.
Atlanta premiums vary more between neighbourhoods than most drivers vary between insurers. What drives the metro rating, and the levers that still work inside it.
Adding a sixteen-year-old is the largest single premium event most households ever see. What drives it, what genuinely reduces it, and the mistake that costs the most.
Kansas requires personal injury protection, which means your own policy pays your medical bills first regardless of fault. That changes how you should set the limits.
Kentucky lets drivers reject no-fault in writing and keep an unrestricted right to sue. Almost nobody knows the choice exists, and it changes what a serious claim is worth.
