How Long Is COBRA Coverage? 18 Months, Sometimes 36
The duration depends on which qualifying event triggered it, and two extensions can lengthen it. The election deadline is where most people go wrong.
Sep 9, 202613 min read
141 articles
Articles tagged "coverage limits" — page 6
Page 6 of 12 of our guides about coverage limits: plain-English explainers, worked examples and tips for comparing insurance coverage.
Is Airbnb Travel Insurance Worth It? Read What It Actually Covers
Platform-sold travel insurance covers the booking it was sold with. A standalone policy covers the trip. For most travellers that difference decides the question.
Sep 9, 202613 min read
Is Life Insurance Worth It? It Depends Entirely on One Question
Life insurance is not an investment and it is not for everyone. The test is simple: does anybody depend on your income or your unpaid work? Everything else follows from that.
Sep 9, 202613 min read
Landscaping Business Insurance: The Damage You Do to Other People's Property
A landscaper works on somebody else's land with equipment that throws objects and chemicals that drift. General liability alone does not answer either of those.
Sep 9, 202613 min read
Life Insurance for Parents: Can I Get a Policy on My Mom or Dad?
Yes, you can buy life insurance on your parents if you have an insurable interest and they consent. How to get it step by step, what it costs over 60 and over 70, burial insurance vs term, and which policy fits which need.
Sep 9, 202614 min read
Can You Get Life Insurance If You Have Cancer? Frequently, Yes
A cancer diagnosis narrows the market rather than closing it. What is available during treatment, what opens up after remission, and the products that ask no questions.
Sep 9, 202613 min read
Renters Insurance in Colorado: Hail, Wildfire and What Is Not Covered
Colorado renters face the country's worst hail belt and a wildfire risk that reached the suburbs. What a standard policy covers here, and the gaps to close.
Sep 9, 202612 min read
Renters Insurance in Indiana: Cheap Cover, Thin Tenant Protections
Indiana renters pay some of the lowest premiums in the country and have some of the weakest statutory remedies against a landlord. That combination changes what you should buy.
Sep 9, 202612 min read
Small Business Insurance in Florida: Wind, Water and Workers Comp Thresholds
Florida sets workers compensation thresholds that differ by industry, and its property market is unlike anywhere else. Both change how a small business should buy.
Sep 9, 202613 min read
Small Business Insurance in Illinois: The Biometric Law Nobody Priced For
Illinois requires workers compensation from the first employee and has a privacy statute that has produced enormous claims against ordinary businesses using fingerprint clocks.
Sep 9, 202613 min read
Small Business Insurance in Pennsylvania: What the State Actually Requires
Workers compensation from the first employee, with criminal penalties for going without. Everything else is driven by contracts and landlords rather than by law.
Sep 9, 202613 min read
How Long Can You Stay on Your Parents' Health Insurance? Until 26
The rule is simpler than people expect and the edge cases are where it goes wrong. What counts, what does not, and what happens the month it ends.
Sep 9, 202613 min read