123 articles
Articles tagged "coverage limits", page 7 of 11.
home insuranceFire is the peril renters insurance handles best. Smoke without flame, firefighting water, hotel costs, and the liability claim if the fire started with you.
home insuranceRenters insurance covers mold only when it grows from a sudden covered leak, and usually caps it near $5,000. The test adjusters apply, and how to pass it.
home insuranceRenters insurance follows your belongings into a storage unit, but usually caps off-premises cover at 10% of your contents limit and drops several perils.
pet insuranceDog bite liability sits under homeowners or renters insurance, not pet insurance. Breed exclusions, what limits to carry, and cover for excluded breeds.
pet insurancePet insurance covers dental disease and broken teeth, never routine cleaning. Many policies also require an annual dental exam, and skipping it voids the cover.
car insuranceGap insurance pays the difference between your loan balance and what the insurer calls your car worth. How it works, what it costs, and when to skip it.
home insuranceHazard insurance is not a separate policy. It is the dwelling part of your homeowners insurance, and it is the part your lender actually cares about.
health insuranceThe real difference between an HMO and a PPO, whether your policy number is your member ID, and what out-of-network actually costs you.
health insuranceMedicare is age-based and federal. Medicaid is income-based and run by your state. Why you can have both, and why you cannot get Medicare at 62.
motorcycle insuranceArizona sets some of the lowest liability minimums in the country and lets riders filter. Why the minimums are dangerous and what heat does to a claim.
motorcycle insuranceWhat motorcycle insurance costs and what each state actually requires. Why Florida is different, what average premiums reflect, and how riding season changes price.
motorcycle insuranceColorado now permits limited lane filtering, sits in the worst hail belt in the country, and sends riders over passes. All three change what to carry.