Does Renters Insurance Cover Electronics? Yes, at the Wrong Value
Electronics are covered against theft and named perils, but they depreciate faster than anything else you own. The setting that decides what you actually get.
Sep 8, 202612 min read
35 articles
Home Insurance guides & articles — page 3
Page 3 of 3: more home insurance guides from Best Insurance Guide on costs, coverage, claims and comparing policies.
Does Renters Insurance Cover Fire Damage? Yes, Including the Water
Fire is the peril renters insurance handles best. Smoke without flame, firefighting water, hotel costs, and the liability claim if the fire started with you.
Sep 8, 202612 min read
Does Renters Insurance Cover Mold? The Rule That Decides Every Claim
Renters insurance covers mold only when it grows from a sudden covered leak, and usually caps it near $5,000. The test adjusters apply, and how to pass it.
Sep 8, 202612 min read
Does Renters Insurance Cover Storage Units? Yes, But Only to 10%
Renters insurance follows your belongings into a storage unit, but usually caps off-premises cover at 10% of your contents limit and drops several perils.
Sep 8, 202611 min read
What Is Hazard Insurance on a Mortgage? And Is It the Same as Homeowners?
Hazard insurance is not a separate policy. It is the dwelling part of your homeowners insurance, and it is the part your lender actually cares about.
Sep 8, 202612 min read
Does Renters Insurance Cover Fire, Theft, Electronics and Earthquakes?
A straight answer to the twelve questions renters actually ask: fire damage, robbery, bike theft, electronics, appliances, car break-ins, injuries and hotel costs.
Sep 8, 202614 min read
Renters Insurance and Earthquakes: Excluded, and Cheap to Add Back
Earthquake is excluded from every standard renters policy. Buying it back costs less for renters than owners, and loss of use is usually the bigger benefit.
Sep 8, 202612 min read
Renters Insurance in Ohio: Costs, Rules and What to Check
Renters insurance in Ohio averages about $14 a month. What it costs, whether it's required, and the Ohio-specific gaps worth closing before you sign a lease.
Aug 22, 202613 min read
Allstate Homeowners Quote: How to Get an Accurate Number
An Allstate homeowners quote takes minutes online, but the form guesses at your roof and skips discounts. How to get a number that survives underwriting.
Aug 5, 202613 min read
Renters Insurance Guide: Cheap Protection Everyone Should Have
Renters insurance runs $15-$30 a month. What it covers, worked examples of what claims actually pay, and how to set a contents limit you can defend.
Apr 28, 202613 min read
Home Insurance: What It Actually Covers (and What It Doesn't)
A standard home policy is six coverages and a long exclusion list. What each covers, worked examples of where claims fall short, and the endorsements worth buying.
Feb 11, 202614 min read