18 articles
Business Insurance guides, page 2 of 2.
business insuranceFlorida sets workers compensation thresholds that differ by industry, and its property market is unlike anywhere else. Both change how a small business should buy.
business insuranceIllinois requires workers compensation from the first employee and has a privacy statute that has produced enormous claims against ordinary businesses using fingerprint clocks.
business insuranceWorkers compensation from the first employee, with criminal penalties for going without. Everything else is driven by contracts and landlords rather than by law.
business insuranceNew ventures pay more because there is no loss history to price against. What each coverage costs at the start, what triggers the next one, and what falls away with time.
business insuranceThe policy that matters most changes completely with the trade. What consultants, caterers and landscapers actually need, and where umbrella cover fits.
business insuranceGeneral liability isn't enough. The core policies, the gaps small businesses forget, worked examples of what a claim costs uninsured, and typical price ranges.