How to Get Health Insurance Without a Job (and the Age 26 Rule)
Six routes to coverage when you have no employer plan, how long you can stay on a parent's insurance, and how quickly Medicaid actually approves.
Sep 8, 202612 min read
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Insurance guides & articles — page 16
Insurance guides page 16 of 21. Expert-written insurance guides, comparisons, tips and calculators.
HMO vs PPO, and What Every Number on Your Insurance Card Means
The real difference between an HMO and a PPO, whether your policy number is your member ID, and what out-of-network actually costs you.
Sep 8, 202612 min read
How to Switch Car Insurance Without Creating a Gap
You can switch car insurance any day of the year and get a pro-rata refund. The order the steps must happen in, and the one mistake that costs real money.
Sep 8, 202611 min read
Do You Pay Taxes on Life Insurance? Usually Not, With Five Exceptions
A life insurance death benefit is normally income-tax free. The situations that change that, from interest on a delayed payout to estate tax and policy loans.
Sep 8, 202614 min read
Medicare vs Medicaid: Two Programmes, One Confusing Letter Apart
Medicare is age-based and federal. Medicaid is income-based and run by your state. Why you can have both, and why you cannot get Medicare at 62.
Sep 8, 202611 min read
Motorcycle Insurance in Arizona: Low Minimums, Long Season, Real Heat
Arizona sets some of the lowest liability minimums in the country and lets riders filter. Why the minimums are dangerous and what heat does to a claim.
Sep 8, 202612 min read
Motorcycle Insurance by State: Requirements, Costs and the Florida Exception
What motorcycle insurance costs and what each state actually requires. Why Florida is different, what average premiums reflect, and how riding season changes price.
Sep 8, 202612 min read
Motorcycle Insurance in Colorado: Filtering, Hail and Mountain Roads
Colorado now permits limited lane filtering, sits in the worst hail belt in the country, and sends riders over passes. All three change what to carry.
Sep 8, 202612 min read
Do You Need Insurance for a Motorcycle in Florida? Legally, No
Florida does not require liability insurance to register a motorcycle. What the financial responsibility law actually demands after a crash, and why it still matters.
Sep 8, 202611 min read
Motorcycle Insurance in Georgia: A Universal Helmet Law and Atlanta Traffic
Georgia requires every rider to wear a helmet regardless of age, which changes injury outcomes and what your policy has to absorb. What to carry in metro traffic.
Sep 8, 202612 min read
Motorcycle Insurance in Massachusetts: No PIP, Universal Helmets
Massachusetts is a no-fault state that excludes motorcycles from PIP. Compulsory uninsured motorist cover, a universal helmet law and a short riding season.
Sep 8, 202612 min read
Motorcycle Insurance in Michigan: No-Fault Does Not Cover You
Michigan motorcycles sit outside no-fault, so your own policy pays no PIP. Where your medical benefits actually come from, and why that changes what to buy.
Sep 8, 202612 min read