Author
Managing Editor
Sarah Mitchell is the Managing Editor of Best Insurance Guide. She leads the editorial team that researches, writes and fact-checks our guides on home, auto and renters insurance, working with our contributors and reviewer network to verify claims against regulator and industry sources before publication. *Editorial note: contributor profiles reflect current editorial roles. License numbers and verifiable professional credentials are published here as contributors provide them. Our guides are educational and do not constitute personalized financial advice — always confirm details with a licensed agent or your state insurance department before buying.*
motorcycle insuranceMassachusetts is a no-fault state that excludes motorcycles from PIP. Compulsory uninsured motorist cover, a universal helmet law and a short riding season.
motorcycle insuranceMichigan motorcycles sit outside no-fault, so your own policy pays no PIP. Where your medical benefits actually come from, and why that changes what to buy.
motorcycle insuranceOhio riders park the bike for months, and cancelling the policy to save money is the most expensive mistake available. Lay-up cover, novice helmet rules and deer.
motorcycle insurancePennsylvania's limited tort election does not bind motorcyclists, and motorcycles are exempt from the medical benefits requirement. Both change what to buy.
motorcycle insuranceTexas lets riders over 21 go without a helmet only if they carry $10,000 of medical coverage. How that works, what the state requires, and what to buy above it.
home insuranceA straight answer to the twelve questions renters actually ask: fire damage, robbery, bike theft, electronics, appliances, car break-ins, injuries and hotel costs.
home insuranceEarthquake is excluded from every standard renters policy. Buying it back costs less for renters than owners, and loss of use is usually the bigger benefit.
car insuranceCar insurance falls every year from about 19, not in one drop at 25. The real age curve, what a 16-year-old costs, and the levers that beat waiting.
motorcycle insuranceStandard policies cap custom parts near $3,000. How agreed value works, worked examples of what a total loss actually pays, and how to document a build.
home insuranceFeaturedRenters insurance in Ohio averages about $14 a month. What it costs, whether it's required, and the Ohio-specific gaps worth closing before you sign a lease.
insurance guidesThere's no single Mart Insurance company. What the name refers to, how agency types differ, and a ten-minute check that works on any local agency.
car insuranceGoAuto writes budget car insurance in eight states. Who it suits, worked examples of what minimum limits leave you carrying, and how to vet any cheap insurer.