Does Insurance Follow the Car or the Driver? Mostly the Car
Car insurance generally follows the vehicle, and the driver's own policy sits behind it as backup. The exceptions that leave someone personally exposed.
Sep 8, 202611 min read
80 articles
Articles tagged "insurance basics" — page 7
Page 7 of 7 of our guides about insurance basics: plain-English explainers, worked examples and tips for comparing insurance coverage.
Does Renters Insurance Cover Fire Damage? Yes, Including the Water
Fire is the peril renters insurance handles best. Smoke without flame, firefighting water, hotel costs, and the liability claim if the fire started with you.
Sep 8, 202612 min read
What Is Hazard Insurance on a Mortgage? And Is It the Same as Homeowners?
Hazard insurance is not a separate policy. It is the dwelling part of your homeowners insurance, and it is the part your lender actually cares about.
Sep 8, 202612 min read
HMO vs PPO, and What Every Number on Your Insurance Card Means
The real difference between an HMO and a PPO, whether your policy number is your member ID, and what out-of-network actually costs you.
Sep 8, 202612 min read
Medicare vs Medicaid: Two Programmes, One Confusing Letter Apart
Medicare is age-based and federal. Medicaid is income-based and run by your state. Why you can have both, and why you cannot get Medicare at 62.
Sep 8, 202611 min read
Does Renters Insurance Cover Fire, Theft, Electronics and Earthquakes?
A straight answer to the twelve questions renters actually ask: fire damage, robbery, bike theft, electronics, appliances, car break-ins, injuries and hotel costs.
Sep 8, 202614 min read
Mart Insurance: What People Are Actually Searching For
There's no single Mart Insurance company. What the name refers to, how agency types differ, and a ten-minute check that works on any local agency.
Aug 18, 202612 min read
Insurance 101: How Insurance Works, Policy Terms, and How to Buy
How insurance actually works, the four numbers on every policy, worked examples of deductibles and limits, and how to buy your first policy without overpaying.
Jan 15, 202613 min read