146 articles
Page 10 of 13 of our guides about coverage limits: plain-English explainers, worked examples and tips for comparing insurance coverage.
Georgia requires every rider to wear a helmet regardless of age, which changes injury outcomes and what your policy has to absorb. What to carry in metro traffic.
Massachusetts is a no-fault state that excludes motorcycles from PIP. Compulsory uninsured motorist cover, a universal helmet law and a short riding season.
Michigan motorcycles sit outside no-fault, so your own policy pays no PIP. Where your medical benefits actually come from, and why that changes what to buy.
Ohio riders park the bike for months, and cancelling the policy to save money is the most expensive mistake available. Lay-up cover, novice helmet rules and deer.
Pennsylvania's limited tort election does not bind motorcyclists, and motorcycles are exempt from the medical benefits requirement. Both change what to buy.
Texas lets riders over 21 go without a helmet only if they carry $10,000 of medical coverage. How that works, what the state requires, and what to buy above it.
There is no limit on how many life insurance policies you can hold. Why laddering beats one big policy, and who you are legally allowed to insure.
Alabama sits in the highest heartworm belt in the country and never gets a winter that kills parasites. What that does to claims, and what a policy should cover.
Arizona has a disease profile no other state shares. What Valley fever does to a pet insurance claim, and why enrolling before the first cough matters.
Connecticut sits in the worst tick belt in the country and carries some of the highest vet prices. What that does to premiums and which limits to buy.
Few US insurers cover rabbits, yet rabbits produce emergencies that rival dogs. GI stasis, dental disease and what exotic cover actually costs.
Hawaii is rabies-free, expensive to get care in, and short on specialists. When a case needs the mainland, no policy covers the plane. How to plan for it.
