34 articles
Car Insurance guides, page 2 of 3.
car insuranceOklahoma pairs one of the country's highest uninsured driver rates with automated enforcement and severe hail. All three should change what you buy, not just where you shop.
car insuranceGeorgia has one of the widest urban-to-rural premium spreads in the country and permits credit-based scoring. Both matter more than which insurer you pick.
car insuranceIf an uninsured driver hits you, a collision deductible waiver removes your deductible entirely. It costs a few dollars a year and most drivers have never been offered it.
car insuranceComprehensive answers hail, theft, deer, flood and glass, which are the claims most drivers actually make. Raising its deductible saves the least and costs the most.
car insuranceConnecticut offers an underinsured motorist option that most drivers have never heard of and that changes what a serious claim actually pays. Here is how it works.
car insuranceInsurance pays for damage from a sudden accidental event. It never pays for a worn clutch, a failed alternator or a service. The line between the two decides every claim.
car insuranceTheft is a comprehensive claim, it settles at the car's value rather than what you owe, and the belongings inside it are somebody else's policy entirely.
car insuranceFlorida makes you carry PIP and property damage and asks for no bodily injury liability at all. That single gap explains most of what goes wrong in a Florida claim.
car insuranceA clean record is the largest discount in car insurance and it is not one discount. It is five separate mechanisms, and most drivers are only receiving two of them.
car insuranceCoverage can start the same day and frequently within the hour. What actually causes delay is missing information, an unusual risk, or a verification step nobody warned you about.
car insuranceAn at-fault claim commonly raises a premium by a quarter to a half and stays on the rating for three to five years. What decides where in that range you land.
car insuranceAn SR-22 is not insurance. It is a filing your insurer makes for you, and a non-owner policy is how you get one without a car. Here is how the pieces fit.