Author
Business Insurance Contributor
David Okafor is a contributor to Best Insurance Guide covering business insurance, including general liability, professional liability and workers' compensation. His guides are reviewed against policy forms and state insurance department guidance to help small-business owners understand their exposures. *Editorial note: contributor profiles reflect current editorial roles. License numbers and verifiable professional credentials are published here as contributors provide them. Our guides are educational and do not constitute personalized financial advice — always confirm details with a licensed agent or your state insurance department before buying.*
motorcycle insurancePersonal motorcycle policies exclude paid delivery. What a courier endorsement covers, where platform cover stops, and worked examples of a denied claim.
business insuranceGeneral liability isn't enough. The core policies, the gaps small businesses forget, worked examples of what a claim costs uninsured, and typical price ranges.